There’s no way to predict a car accident — but it doesn’t hurt to be prepared! Here’s your complete guide on what you need to do after a car accident.
Car accidents take place every day. Some are out of carelessness, while others are beyond human control. When you get into an accident, there is usually no time to start thinking about what actually transpired.
There are, however, steps that you must follow to set things straight. Here is a step by step guide on what to do after a car accident.
The first thing you should think about after an accident is to ensure the safety of everyone involved as well as other motorists using the road. You should make sure that all involved in the accident get first aid and immediate medical attention.
Check yourself and other people in the accident for injuries and call an ambulance. If there are no serious injuries, warn other road users and get out of the road so that you don’t block others from passing.
The police are always a phone call away and will help you handle important issues after a traffic accident. In some states, this is a legal requirement whether it’s just a minor car accident or a serious collision.
They will fill out the accident report and issue you with some documents important for following claims afterward. They will also help sort out disagreements in case the parties involved get into a fight.
If the police can’t come to the scene, ensure you report to the nearest police station to file the report.
You should exchange car insurance information with the other driver involved in the auto accident.
Get the plate number of the car, driver’s license number, full name, and contact information of the driver as well as the insurance company and the policy number, vehicle model, and the location of the accident.
It is not your duty to determine who’s at fault. The insurance company will do the inspection once you file an insurance claim and determine who was at fault.
They will only need the police report, supporting documents and photographs of the car wreck taken at the scene to get the facts.
Fights and unnecessary arguments are common after a car accident. Everyone wants to lay blame on the other person. Stay away from such fights, and keep calm. Be polite and look for better alternatives to sort out disputes.
However, don’t admit to anyone that you’re at fault even if you think you are. Let the police and the insurance do their job.
Also, don’t let the other party trick you into signing any document unless it’s from the police. You can consider getting a car wreck lawyer if you suspect foul play.
When you’ve sorted out most things and the situation is now calmer, you should start the claim process.
It is important to call the insurance company right at the scene so that they give you an update of what they’ll need to process the claim. Get a transportation option as you wait for the insurance
You should also ensure you avoid getting into an accident by ensuring you’re in your right frame of mind and action. Stay healthy and avoid using drugs when driving.
However, when the situation gets out of hand and you find that you cannot avoid an accident, have the above steps in mind to help sort yourself out.